Convenience extraordinaire, that’s the word that came out of my mind upon starting this post. I’ve been banking with them for years and plan on continuing for many more. As you know, I rely to much on the technology as part of my banking. Like online bill pay, online money transfer, and more. Do you know they have the best ATM system? To me they are, their ATM is actually better than the regular teller, you know why? That’s because its cut-off time is 7PM, not like Bank of America tellers and other banks, their cut-off of their banking is at 4PM(Correct me if I’m wrong). Cash and Check deposits are even more easier than before and their ATMs are smarter, you don’t have to use an envelop to deposit something(Eco Friendly it is). The ATM counts the cash and read the writing on the check your depositing, well, except on checks my boss writes to me. He has a horrible hand writing, but believe me, sometimes that ATM can read it(this what make it smart).
Here are a list on what features I love:
- ATM Banking – I love when I have a deposit to make on the ATM machine. It’s just so awesome looking at it that it can actually read your checks and count your bill folds.
- Online Money Transfer – When I have to give some money to my other half. Bank of America has the easiest solution with this.
- Online Bill Pay – Pay your bills online, save some stamps and envelops, help save our environment and sign up for online bill pay. Their Online Bill Pay is equip with scheduled and recurring payments.
- Keep The Change® – This is one of the neat stuff they come up with. With any purchase you do on your check card, all purchase will be round off to the nearest dollar and transfer the difference of the purchase amount and the rounded amount to your Bank of America Saving account. To make it more better, they match your Keep the Change savings for the first 3 months, to the penny. After that, they will continue matching 5% a year. The maximum total match is $250 per year.
- FREE ONLINE BANKING – I believe this is the best part of all of these features Bank of America is giving to its customers!
Tip: Get a My Access Checking® and Savings account to avail a zero dollar maintenance fee banking account. In short, you won’t get charge by a maintenance fee by just having a Bank of America bank account.
Always watch out for Phishing website and learn on how to check if you’re on a secured website.